It’s not your salary that makes you rich, it’s your spending habits. That is all.
How much money do you spend each year on clothes? You may be surprised at how much. Recently I’ve been cutting back as much as possible on discretionary spending and part of this includes reducing the amount I spend on clothes. This is not easy. There are constant temptations, sales, and advertisements encouraging us to spend… Continue reading How To Spend Less Money on Clothes
Boredom. It happens to all of us. The number one cure for boredom is to turn on the TV. What if you want to do something other than chill and watch Netflix? Sometimes living in a big city, it can feel like any attempts at going out will cost you next week’s food budget. I’m… Continue reading How to Find Free (or nearly free) Entertainment
I love tracking my expenses. There is something so satisfying about knowing exactly where my hard earned money is going. I acknowledge I am likely a minority in this regard. So many people cringe at the thought of expense tracking or budgeting! Imposing limits, dealing with spreadsheets, tracking spending….brings about as much joy as tuna… Continue reading To Know Where You Are Going, One Must First Know Where They Came From
Happy New Year! Did you make a resolution this year? How do you feel about resolutions? The word seems to illicit mixed emotions in people. For some, it’s exciting. An opportunity to turn over a new leaf and set some intentions for the year ahead. For others, it’s viewed as an unnecessary exercise. Why should… Continue reading New Year, New Outlook
It’s November, which here in Canada means it’s time to change your tires. Although not required by law, many people decide to swap out their regular tires for something a bit more grippy and reliable on our slippery snowy roads! I have never purchased winter tires. I believe a good set of all seasons and… Continue reading Unexpected Charges for Changing Tires
Are you comfortable asking questions when it comes to your money? Many of us trust that “the system” has our best interests at heart. That the bill we are being asked to pay for services provided is fair and accurate. But here is the thing….no one is looking out for you! The bank, the insurance… Continue reading Unexpected Expenses and Hidden Fees