New Website!
Hello Readers! I’ve finally made the leap and upgraded my site. Click the link to be redirected! thank you! http://www.jennvschurer.com Happy Saving, Jenn
How I Saved Over 50% on My Last Purchase at the Grocery Store
Do you know how to be a savvy shopper at the grocery store? I’m not talking about flyers or coupons or buying what is in season. I mean REALLY paying attention to what you are buying. There are so many little tricks out there aimed at getting us to spend more money. Can you spot… Continue reading How I Saved Over 50% on My Last Purchase at the Grocery Store
You Will Never Get Ahead With a Monthly Budget
One of the hardest things to face is being diligent with your spending, putting away savings for a rainy day, and yet feeling like you are never getting ahead. It feels like every time you turn around there is another unexpected expense which drains the “rainy day” account or ends up on the credit card… Continue reading You Will Never Get Ahead With a Monthly Budget
The Death of Tax Returns
In a previous post, I half-jokingly suggested that the government should pay us interest on our tax returns. This is because they are basically over collecting throughout the year until we are able to file for what is (usually) a return in order to make the necessary adjustments to bring us back to where we… Continue reading The Death of Tax Returns
The Lie You’ve Been Told – Why Your Fixed Expenses are Not Really Fixed
A typical first step in developing a budget is to do an exercise where you identify your fixed and variable expenses. Fixed expenses are defined as expenses that do not change month to month, whereas variable can fluctuate. Fixed expenses also tend to be, but are not always, “needs.” In this bucket we would put… Continue reading The Lie You’ve Been Told – Why Your Fixed Expenses are Not Really Fixed
Five Ways to Spend Your Tax Return Differently This Year
Building on my last post, I thought it would be a good idea to talk about what to do with that beautiful refund that comes your way in April. Many will advise you to invest in your RRSP! That is a great option – and creates this endless cycle. You get money back in your tax… Continue reading Five Ways to Spend Your Tax Return Differently This Year
Don’t Be A Hero – Outsource your Tax Return
Who doesn’t love tax season? We finally get back what was rightfully ours… Wait, did she just say ‘rightfully ours’? That’s right, I did. The government is paying us back based on eligible deductions, as well as what is frequently an over collection of income tax. The funny thing is most people think of this as… Continue reading Don’t Be A Hero – Outsource your Tax Return
Thought of the Day
It’s not your salary that makes you rich, it’s your spending habits. That is all.
How To Spend Less Money on Clothes
How much money do you spend each year on clothes? You may be surprised at how much. Recently I’ve been cutting back as much as possible on discretionary spending and part of this includes reducing the amount I spend on clothes. This is not easy. There are constant temptations, sales, and advertisements encouraging us to spend… Continue reading How To Spend Less Money on Clothes
How to Find Free (or nearly free) Entertainment
Boredom. It happens to all of us. The number one cure for boredom is to turn on the TV. What if you want to do something other than chill and watch Netflix? Sometimes living in a big city, it can feel like any attempts at going out will cost you next week’s food budget. I’m… Continue reading How to Find Free (or nearly free) Entertainment
